Democrats know that the bailout is necessary but unpopular with many Americans, so they're playing political games by blaming Republicans for the deal's collapse, writes blackhedd. If Congress leaves without passing any bailout plan, the credit markets will dry up, the world financial system will come to a halt and banks will go bankrupt, blackhedd adds. The bailout would slow that process by having foreign investors buying up U.S. dollars to allow the government to shoulder the bad mortgage assets causing the problem, he writes.