So instead of taking new employee hiring risks, we are struggling on with what we have, settling on a good solid business we have control over rather than risking more capital for an uncertain return. It’s the same reason people buy CDs rather than equities. This is where small and medium businesses are today.

With unemployment at over 9 percent and with no signs of our country’s economy improving over the next year, instead of worrying about lowering the jobless rate and having small businesses hire new employees, main street is just worried about our country’s economy not falling into another recession, especially after seeing recent economic disasters in Europe.

No small business owner or entrepreneur expects our elected officials in Washington, D.C. to have all the answers. But right now our politicians are not focused on what matters. Instead, they are engaged in a political tug of war. Both political parties are playing to their bases and nothing gets done. As someone that talks to small businesses and entrepreneurs, I can say unequivocally that we are sick and tired of the mentality of kicking the can down the road, with the single focus of most politicians being their next election.  

We need to do something and it needs to be done now. Small businesses and main street are struggling to keep their doors open, having a difficult time getting access to capital and for the most part are just trying to keep their heads above water.

It’s time for our elected officials to start thinking outside the box and actually come up with meaningful solutions that will help main street and future generations. The clock is ticking and if meaningful changes are not enacted by Congress soon, by 2012 the events that unfolded in Greece may come to our shores as well. Now is the time for our federal government in D.C. to act and make meaningful changes that will help small businesses, entrepreneurs and main street keep their doors open. 

Joseph P. Meyer is the chairman and founder of Meyer Capital LLC.