Tightening up these regulations will help the economy by cutting overall health care expenses. When people – for instance, in rural areas – are denied coverage by the only insurer within 50 miles, they don’t just sit at home hoping to get well. They go to the emergency room, and that costs everyone money. We need to make sure insurers play by the rules because we’ve seen what happens to health care costs when they don’t.

The exemption granted in the 1945 McCarran-Ferguson Act was only intended to last until lawmakers addressed the issue more comprehensively. Let’s eliminate it now and tell the government to treat health insurance the way it treats the rest of the economy.

Rep. Raúl M. Grijalva is co-chair of the Congressional Progressive Caucus.