We used to just worry about people breaking into our homes or stealing our cars, but in the 21st century, we have to worry about people stealing our identities via computers and the Internet. Given what we've seen happen recently with the security lapses at the Veterans Administration and other financial institutions, it's imperative that we write a national law to help protect consumers from being victims of identity theft. This bill would require all financial institutions, retailers and government agencies to maintain strong internal safety protections for the data they hold, to quickly investigate any security breach, and notify law enforcement, regulators and the public when there's a real risk of harm.