Our bill, S.1955, will give working families and small business owners the same bargaining power that big businesses use to negotiate with insurance companies for the benefits they want, at prices they can afford. If Small Business Health Plans can harness the power of America’s small business owners, it will force the entire marketplace to respond. And if we transform health insurance to a market where small employers and family-owned businesses can demand better benefits at better prices, insurance companies will be forced either to keep up with the competition or lose their market share.