“Every Montanan deserves access to quality, reasonably priced health insurance,” Tester said Monday. “This bill will hold insurance companies accountable and keep health insurance affordable for thousands of Montanans.”

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The Health Insurance Rate Review Act empowers states to impose additional rate requirements on health insurance companies and lets state officials review all rate increases, not just premium increases.

The Affordable Care Act required health insurance companies to justify proposed premium increases found to be unreasonable, but did not provide state officials with the power to deny proposed increases. This change would amend the Public Health Service Act.