Lawmakers protest healthcare bill’s caps on benefits over policyholder's lifetime

A cadre of Democratic lawmakers and patient groups is urging congressional Democratic leaders to abandon plans to permit health insurance companies to set lifetime limits on their customers’ benefits.

In letters sent to House Speaker Nancy Pelosi (D-Calif.), Senate Majority Leader Harry ReidHarry Mason ReidMcConnell not yet ready to change rules for Trump nominees The Hill's Morning Report — Sponsored by CVS Health — Trump’s love-hate relationship with the Senate Trump to press GOP on changing Senate rules MORE (D-Nev.) and the other senior Democratic lawmakers authoring the final version of healthcare reform legislation, 29 House Democrats and seven Senate Democrats press the leaders to adopt the House’s take on the bill, which would prohibit insurers from establishing a dollar cap on how much they will pay out during a policyholder’s lifetime.

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“Individuals with chronic diseases and disorders must not be impeded in accessing necessary health care nor should they be impoverished with unreasonable lifetime limits on benefits,” Democratic Rep. Patrick Kennedy (R.I.), Republican Rep. Cathy McMorris RodgersCathy McMorris RodgersFreedom Caucus bruised but unbowed in GOP primary fights Millennial GOP lawmakers pleased with McMorris Rodgers meeting on party messaging The Hill's Morning Report: Trump’s Cabinet mess MORE (Wash.) and 28 colleagues wrote Friday. Democratic Sens. Byron Dorgan (N.D.), Al FrankenAlan (Al) Stuart FrankenSenators introduce bill to overhaul sexual harassment policy Ex-White House ethics counsel: More evidence against Trump than there ever was against Nixon 100 days after House passage, Gillibrand calls on Senate to act on sexual harassment reform MORE (Minn.) and five other senators wrote a separate letter Thursday.

Sixty-three groups, including the American Heart Association, National Kidney Foundation, Easter Seals and groups representing cancer, brain and spinal cord injury, and other patients penned a similar letter on Jan. 8.

Under the House-passed healthcare reform bill, insurance companies would be prohibited from establishing annual or lifetime limits on benefits. Although the Senate-passed bill also forbids annual limits, it would permit lifetime limits in existing insurance plans by “grandfathering” those policies while forbidding new plans from establishing them.

Throughout the debate on healthcare reform, Democrats have routinely promised their legislation would free people from the anxiety that high medical bills would lead to financial ruin, prompting some lawmakers and patient groups to protest when the lifetime caps were introduced into the bill this autumn.

“By preserving lifetime limits, patients in grandfathered plans will be left behind as strong patient protections are extended to those who are newly insured,” the senators wrote.

The House letter is signed by the leaders of two prominent Democratic caucuses: Reps. Raúl Grijalva (Ariz.) and Lynn Woolsey (Calif.), the co-chairpeople of the Congressional Progressive Caucus; and Rep. Barbara Lee (Calif.), chairwoman of the Congressional Black Caucus. Other members of both caucuses are also represented.

In addition to Dorgan and Franken, Democratic Sens. Sherrod BrownSherrod Campbell BrownSenate Dems to Mnuchin: Don't index capital gains to inflation Trump on collision course with Congress on ZTE Pa. health secretary: 'Sustainable funding' needed to attack opioid crisis MORE (Ohio), Carl LevinCarl Milton LevinHow House Republicans scrambled the Russia probe Congress dangerously wields its oversight power in Russia probe The Hill's Morning Report — Sponsored by CVS Health — Trump’s love-hate relationship with the Senate MORE (Mich.), Bob CaseyRobert (Bob) Patrick CaseySenate Dems to Mnuchin: Don't index capital gains to inflation Senators offer tax bill aimed at helping first responders McConnell: Midterms will be 'very challenging' for GOP MORE Jr. (Pa.), Kirsten GillibrandKirsten Elizabeth GillibrandSenators near deal on sexual harassment policy change Overnight Health Care — Sponsored by PCMA — Trump hits federally funded clinics with new abortion restrictions Dem senators ask drug companies to list prices in ads MORE (N.Y.) and Barbara BoxerBarbara Levy BoxerThe ‘bang for the buck’ theory fueling Trump’s infrastructure plan Kamala Harris endorses Gavin Newsom for California governor Dems face hard choice for State of the Union response MORE (Calif.) signed the Senate letter.