Report: Many counties lack affordable ObamaCare plans

A new analysis finds that more than half of the counties in states on the ObamaCare exchange lack affordable plans for many middle-class couples.

The analysis for USA Today found those counties lacked a bronze plan that’s affordable for 40-year-old couples who make just a little too much to be eligible for federal assistance.

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While many of the counties are in rural, less populous areas, more urban areas, such as Bergen County, N.J., also fall into the pattern, the newspaper study found.

ObamaCare offers platinum, gold, silver and bronze health plans, with bronze being the least expensive.

People making 400 percent over the poverty limit are ineligible for subsidies for health insurance under ObamaCare. That’s a $47,780 cutoff for an individual and a $61,496 limit for a couple.  

USA Today said those close to the cutoff who are priced out of the affordable coverage might be a small slice of the estimated 4.4 million people buying their own insurance and eligible for subsidies.

Still, it said its study highlights the “sticker shock” many people are facing in enrolling in the healthcare exchanges.

The Congressional Budget Office estimated 7 million people would be enrolled in the exchanges this year. That’s a tough climb given problems HealthCare.gov was having, which got enrollment off to a difficult start.

The administration has repeatedly extended the deadline for people who want to enroll in insurance in order to be insured by Jan. 1.

To read the whole USA Today analysis, click here.