Top House, Senate Dems warn administration on short-term insurance

Top House, Senate Dems warn administration on short-term insurance
© Greg Nash

The ranking Democrats of five House and Senate committees are calling on the Trump administration to withdraw a proposal that would expand access to plans that don’t meet ObamaCare’s consumer protection rules.

Led by House Energy and Commerce Committee ranking member Frank Pallone Jr.Frank Joseph PalloneTop Dems urge Trump officials to reverse suspension of ObamaCare payments FCC passes controversial rule changing how it handles consumer complaints Overnight Health Care: Dem demands details on Trump-Pfizer pricing deal | Why both sides agree nominee could shift high court to right on abortion | DEA gets more powers to limit opioid production MORE (N.J.), the Democrats warned Health and Human Services Secretary Alex Azar and other administration officials in a Thursday letter that the rule would “encourage the sale of junk health plans that will undermine consumer protections, sabotage the Affordable Care Act (ACA) marketplaces, and expose consumers to great financial risk.”

The proposed rules would allow people to buy short-term health insurance for up to 12 months, lifting restrictions from the Obama administration that limited the coverage to a maximum of three months.

“This proposed rule would expand the availability of discriminatory, deceptive, and insufficient plans … that deceive consumers into thinking they are covered for major medical expenses, and is yet another attempt to sabotage the health care markets on which millions rely for coverage,” wrote Democratic Reps. Richard NealRichard Edmund NealTop Dems urge Trump officials to reverse suspension of ObamaCare payments Overnight Health Care: Dem demands details on Trump-Pfizer pricing deal | Why both sides agree nominee could shift high court to right on abortion | DEA gets more powers to limit opioid production Feehery: Crowley lost because he’s Irish MORE (Mass.) and Bobby ScottRobert (Bobby) Cortez ScottTop Dems urge Trump officials to reverse suspension of ObamaCare payments Overnight Health Care: Judge blocks Kentucky Medicaid work requirements | Trump officials consider cuts to ObamaCare outreach | House probes HHS office in charge of migrant children Top House Dems request broad investigations into Trump immigration policy MORE (Va.) and Sens. Ron WydenRonald (Ron) Lee WydenSenate Dems protest vote on controversial court pick On The Money: Fed chief lays out risks of trade war | Senate floats new Russia sanctions amid Trump backlash | House passes bill to boost business investment Hillicon Valley: Trump tries to quell Russia furor | Sparks fly at hearing on social media | First House Republican backs net neutrality bill | Meet the DNC's cyber guru | Sinclair defiant after merger setback MORE (Ore.) and Patty MurrayPatricia (Patty) Lynn MurrayDems to propose legislation to prevent ICE from shackling pregnant women Top Dems urge Trump officials to reverse suspension of ObamaCare payments Dems launch pressure campaign over migrant families MORE (Wash.).

The short-term plans split from ObamaCare in multiple ways, including that people with pre-existing conditions can be charged more. In addition, the plans do not have to comply with ObamaCare mandates for covering certain services, such as mental health treatment or prescription drugs.

The rule was one step taken by the Trump administration to open up cheaper, less-comprehensive insurance options as an alternative to people signing up for ObamaCare. Republicans say these options are needed to help people facing high costs under the health law.