Fannie May and Freddie Mac spent $175 million dollars in a ten year period so they wouldn’t have a strong regulator and they wouldn’t have to comply to the 33 and 34 Act. We got them under the 34 Act and when we did, we learned that they had been cooking the books, not applying basic accounting standards. What I saw in yesterday's hearing is denial that somehow any of these factors contributed. We’re outraged that others made a fortune, and in my judgement, folks from those companies made a fortune and they don’t deserve it.