Democrats demand answers on Trump short-term insurance plans

House and Senate Democrats want answers about the Trump administration’s decision to expand the availability of short-term insurance plans that are not required to meet ObamaCare requirements.

The letter sent Tuesday is the third time Democratic health care leaders have written to the administration about the short-term plan proposal, but the first time since Democrats took control of the House.

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Lawmakers said they have yet to receive all of the information and answers they requested. Democratic Reps. Frank Pallone Jr.Frank Joseph PalloneHillicon Valley: Equifax to pay up to 0M over data breach | Settlement invites criticism from lawmakers | Microsoft settles bribery case | Election security to take back seat at Mueller testimony Equifax breach settlement sparks criticism Equifax to pay up to 0 million to feds, states in 2017 data breach settlement MORE (N.J.), Richard NealRichard Edmund NealOn The Money: Trump, Congress reach two-year budget, debt limit deal | What we know | Deal gets pushback from conservatives | Equifax to pay up to 0M in data breach settlement | Warren warns another 'crash' is coming Progressive mayor launches primary challenge to top Ways and Means Democrat Democrat: Treasury 'acknowledged the unprecedented process' in Trump tax return rejection MORE (Mass.) and Bobby ScottRobert (Bobby) Cortez ScottHouse approves bill raising minimum wage to per hour Anyone for tennis? Washington Kastles Charity Classic returns this week Liberal Democrats warn: We'll sink minimum wage bill if moderates change it MORE (Va.), as well as Democratic Sens. Ron WydenRonald (Ron) Lee WydenBarr warns encryption allows 'criminals to operate with impunity' Grassley, Wyden reach deal to lower drug prices Tech critics on both sides have it wrong: Section 230 is not a special privilege MORE (Ore.) and Patty MurrayPatricia (Patty) Lynn MurrayFinding a path forward to end surprise medical billing Trump's new labor chief alarms Democrats, unions Overnight Health Care — Presented by PCMA — Sanders mounts staunch defense of 'Medicare for All' | Biden, Sanders fight over health care heats up | House votes to repeal ObamaCare 'Cadillac Tax' | Dems want details on fetal tissue research ban MORE (Wash.), signed the letter.

The Democrats said they remain concerned about the administration’s “flawed” economic analysis on the expansion of short-term plans, which they said appeared to significantly underestimate the number of individuals who would sign up for short-term plans, and the impact the proposal would have on premiums in the individual market.

“We believe allowing for renewal or extension of short-term policies for up to 36 months is contrary to law, and that the creation of an entirely unregulated parallel market competing against the market for Qualified Health Plans goes against Congressional intent in enacting the comprehensive consumer protections embodied in the Affordable Care Act,” they wrote.

The Trump administration in August finalized rules expanding non-ObamaCare health insurance plans in an effort to provide cheaper health insurance options.

Short-term health insurance plans can now last up to a year, lifting a limit of three months imposed under former President Obama. Insurers can renew the plans for up to three years. 

The administration touts these plans because they offer lower premiums for healthy people, but the plans do not need to follow ObamaCare rules, meaning they can charge people with pre-existing conditions higher premiums and leave out coverage of certain health services.

Democrats have labeled the plans as “junk” insurance and claim the move is part of the administration’s efforts to “sabotage” ObamaCare.

Insurers have also warned that the move will raise premiums for people remaining in ObamaCare plans, since some healthy people will be siphoned off into the new short-term plans.