Top House, Senate Dems warn administration on short-term insurance

Top House, Senate Dems warn administration on short-term insurance
© Greg Nash

The ranking Democrats of five House and Senate committees are calling on the Trump administration to withdraw a proposal that would expand access to plans that don’t meet ObamaCare’s consumer protection rules.

Led by House Energy and Commerce Committee ranking member Frank Pallone Jr.Frank Joseph PalloneTop Trump health official warned against controversial ObamaCare changes in private memo Top Trump health official warned against controversial ObamaCare changes in private memo First major 'Medicare for All' hearing sharpens attacks on both sides MORE (N.J.), the Democrats warned Health and Human Services Secretary Alex Azar and other administration officials in a Thursday letter that the rule would “encourage the sale of junk health plans that will undermine consumer protections, sabotage the Affordable Care Act (ACA) marketplaces, and expose consumers to great financial risk.”

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The proposed rules would allow people to buy short-term health insurance for up to 12 months, lifting restrictions from the Obama administration that limited the coverage to a maximum of three months.

“This proposed rule would expand the availability of discriminatory, deceptive, and insufficient plans … that deceive consumers into thinking they are covered for major medical expenses, and is yet another attempt to sabotage the health care markets on which millions rely for coverage,” wrote Democratic Reps. Richard NealRichard Edmund NealSchiff blasts DOJ over memo on withholding Trump tax returns Schiff blasts DOJ over memo on withholding Trump tax returns On The Money: DOJ offers legal opinion backing refusal to release Trump tax returns | Centrist Democrats raise concerns over minimum wage | Trump bashes Powell ahead of crucial Fed meeting | Design leaks for Harriet Tubman bill MORE (Mass.) and Bobby ScottRobert (Bobby) Cortez ScottTop Trump health official warned against controversial ObamaCare changes in private memo Top Trump health official warned against controversial ObamaCare changes in private memo Centrist Democrats raise concerns over minimum wage push MORE (Va.) and Sens. Ron WydenRonald (Ron) Lee WydenOn The Money: Pelosi says no debt ceiling hike until deal on spending caps | McConnell pressures White House to strike budget deal | Warren bill would wipe out billions in student debt | Senate passes IRS reform bill On The Money: Pelosi says no debt ceiling hike until deal on spending caps | McConnell pressures White House to strike budget deal | Warren bill would wipe out billions in student debt | Senate passes IRS reform bill Senate passes bipartisan IRS modernization bill MORE (Ore.) and Patty MurrayPatricia (Patty) Lynn Murray It's time to let Medicare to negotiate drug prices Ocasio-Cortez shares verse by the 'Congressional Destiny's Child' in promotion of new birth control legislation Ocasio-Cortez shares verse by the 'Congressional Destiny's Child' in promotion of new birth control legislation MORE (Wash.).

The short-term plans split from ObamaCare in multiple ways, including that people with pre-existing conditions can be charged more. In addition, the plans do not have to comply with ObamaCare mandates for covering certain services, such as mental health treatment or prescription drugs.

The rule was one step taken by the Trump administration to open up cheaper, less-comprehensive insurance options as an alternative to people signing up for ObamaCare. Republicans say these options are needed to help people facing high costs under the health law.