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Bestow offers term life insurance you can buy 100% online

Bestow offers term life insurance you can buy 100% online

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Sometimes it can be uncomfortable to bring up life insurance — especially if you don't exactly feel like there's anything out of the ordinary that's making you consider it. But, the fact is, it's important to prepare for the unexpected — and the last thing you want to do is wait to choose a life insurance policy until it's too late. This last year has changed most people's lives — and it's important to ensure that you and your family are covered for all situations (even the ones you can't think of right now). 

Bestow is a different kind of life insurance company: a fintech company powered by state-of-the-art technology, it's the first agency of its kind that offers a way to apply for your life insurance policy completely online. You help make sure that your family has complete financial protection with these affordable term life insurance policies. The difference between term insurance and permanent insurance is that term life insurance is only paid out to your beneficiaries if you or your spouse pass away within the time period of your policy. Of course, while no one wants anything like that to occur, it's nice to have the peace of mind that your family is taken care of either way. That's also why term life insurance is generally more affordable than permanent life insurance — while still helping make sure that your family is protected. 

Bestow differs from other life insurance companies in that it offers the majority of its term life insurance policies to a large number of people in between the ages of 18-60. The terms range between 10-30 years, as opposed to other permanent life insurance companies that tend to lock you in for lifelong policies. The premiums for permanent policies tend to be much more expensive. But with a term life insurance policy, you can pay much less expensive monthly premiums without sacrificing the quality of coverage that you receive. In fact, Bestow offers policies that can start as low as just $10 a month. As of March 2021, a healthy 27-year-old female nonsmoker can get a 20-year term for $10 per month, while a healthy 35-year-old man who doesn’t smoke can get covered for a decade for just $23 per month.

Plus, you can't really beat the convenience that Bestow offers. Anyone who's ever endured the long process of applying for life insurance before knows it can be both stressful and laborious: calls with agents, scheduling medical exams and sometimes waiting endlessly for those results to come in. The last thing you want to do is wait around for decisions, when life can get quite unexpected. With Bestow, the application process is incredibly simple and takes just minutes — you can complete the process entirely online and without needing to complete any medical exams. You can get a quote in seconds and coverage in minutes. 

Plus, all the policies that are purchased through Bestow are issued by North American Company for Life and Health Insurance® — an A+ rated insurer that can receive the benefits to help provide protection for the unexpected in case anything should happen to you. You choose the policy that works best for you and your family: the death benefits or coverage range from $50,000 — $1,500,000, while premiums themselves start at just $10/month.

Bestow has earned rave reviews from customers and companies like Nerdwallet, Business Insider, and more — in fact, it's one of the top five trusted companies on TrustPilot with an average 4.8/5 star rating from 455 reviews. On TrustPilot, Christopher reviewed, "Great experience fast and easy application process. They actually replaced a current policy and had way better pricing. The customer service side is easy and all emails received have been informative and relevant. Definitely would recommend Bestow to friends and family." NerdWallet also only had good things to say about Bestow, mentioning that, "Bestow pulls available data about you (with permission) and uses algorithms to decide whether you qualify and set the price."

Simply put, there's probably no easier way to get life insurance — and you can do it all from the comfort of your own home. It's probably the best thing you can do in your pajamas — and is one of the most stress-free and reliable ways to get life insurance. If you care about convenience, you can grant yourself a little more peace of mind and visit Bestow today: you can get covered in minutes.